Plus Loans for Graduate or Professional Students: See the Requirements and How to Apply.

Apply for Plus Loan for Graduate or Professional Students

Apply for Plus Loan for Graduate or Professional Students

Finding financial aid can seem overwhelming when you’re trying to get ready for college or career school. It doesn’t have to be! We’ll walk you through how to apply for PLus Loan; specifically meant for professionals or graduate students.

What can you do with Direct Plus Loan? Use the Direct PLUS Loan Application to:

  • request a Direct PLUS Loan;
  • change the amount of a Direct PLUS Loan you previously requested; and
  • authorize how the school may use your Direct PLUS Loan funds to pay for educational expenses.

The information that you provide will be sent to the school that you select. The school you select will use the information collected to determine your eligibility for a Direct PLUS Loan as a graduate or professional student and process your application.

Learn more about grad PLUS loans


1. We conduct a credit check on all Direct PLUS Loan applicants.

  • If you have placed a security freeze on your credit file, you must lift or remove the freeze at each credit bureau before you continue. Your application will not be processed if you have a security freeze on your credit file.
  • To qualify for a Direct PLUS Loan, you must not have an adverse credit history. If the credit check shows that you have an adverse credit history, we will explain how you may still be able to qualify for a Direct PLUS loan.

2. You must also complete a Direct PLUS Loan Master Promissory Note (Direct PLUS Loan MPN) before you can receive Direct PLUS Loan funds.

  • The Direct PLUS Loan MPN explains all of the terms and conditions of Direct PLUS Loans and is your legally binding agreement to repay all Direct PLUS Loans you receive under the Direct PLUS Loan MPN.
  • If you have not previously completed a Direct PLUS Loan MPN, you will have an opportunity to do so after you complete this Direct PLUS Loan application.


Graduate or Professional Students.

How long will it take?

The entire Direct PLUS Loan Application process must be completed in a single session. It takes approximately 20 minutes to apply for a grad PLUS loan.

What do I need?

Applicants must provide the following details to ensure a successful application:

  • Verified FSA ID
  • Requested Loan Amount 
  • School Name
  • Personal Information 
  • Employer’s Information 

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